Annuities

If you’re like many people, one of your biggest financial concerns may be saving for retirement.

• Will you have enough money to retire when you want to?
• Is there a way to safely increase your savings — tax-deferred or even tax-free?
• How do you avoid running out of money during retirement?

Annuities can be the answer to your retirement questions. They can allow you to safely increase your retirement savings, no matter what your age.

I offer both deferred and immediate annuities, so you have a variety of choices when it comes to your retirement savings … ones that can help ensure you never outlive your income.

• VISTA Custom Direct — a single premium deferred annuity that allows you to lock in your interest rate for up to 10 years
• VISTA 7 — a traditional single premium deferred annuity in which your interest rate is reset each year
• VISTA Funder — a single premium deferred annuity that works with your Medicare Supplement insurance to help you pay your medical bills
• VISTA Index Accelerator — a flexible premium deferred annuity that lets you choose either a fixed interest rate or a rate based on the performance of an index; PLUS you’ll receive a bonus to accelerate your savings
• VISTA Index Advantage — a flexible premium deferred annuity that lets you choose either a fixed interest rate or a rate based on the performance of an index; instead of a bonus, you’ll receive a higher interest rate to increase your earnings
• VISTA Income Provider — a single premium immediate annuity that offers various payment options that help you start enjoying your retirement savings right away

Insurance and annuity kinds may vary by state: AP100/AP110/AP111/AP112/AP114/AP116/AP117

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